Last Updated on December 1, 2023
List of US and UK Casinos That Accept Credit Card
Many players use various payment methods to fund any online activity they enjoy online casinos. Most of that activity will change as new legislation is enacted in April 2023. That's why our team has taken the time to put together some of the best credit card casinos to help you get around this new legislation so you can enjoy all the game time you'd ever want.
Best UK Credit Card Casinos (December 2023)
This is especially true for players in the United Kingdom that want an evening of relaxing game time just as much as the next player in the US or some other country.
Best US Credit Card Casinos
Our goal is to continually provide you with top-level playing opportunities that offer a variety of features, gameplay, and benefits, regardless of your payment method.
The advantage of being an independent site is that we can feature online casinos that may not participate in GamStop or have a separate self-exclusion policy that gets around the new UK credit card law.
Let's dive into how these casinos can help you and what kind of payment methods they provide, including being a credit card casino.
Top Credit Card Casinos
Even though this new law will go into effect on April 14, 2023, we still think that UK residents or anybody else worldwide should have equal access to fun and potentially rewarding online gaming. That is why we have created and gathered a list of the online casino's credit card deposit and withdrawal options that would be enjoyable for you to check out and play on.
We will likely update this list as time progresses and more online casinos adjust to the new UK legislation. In the meantime, here's our list.
Blood Moon Casino – New UK Casino That Accepts Credit Card
The last on our list of the top 10 credit card casinos is Blood Moon Casino. This targets people who enjoy a more in-depth theming based on a fantasy, dark, and edgy feel. This is a very new online casino with more than 2000 different game titles. It caters to an international audience with multi-language support. You'll find an excellent selection of games, strong security measures, and some of the best customer service we have seen in our review team.
Instead of parting partnering with GamStop, Blood Moon Casino uses a voluntary self-exclusion system on its own. This allows them to get around the issue of using a credit card if they are a UK-based player. This is one of the reasons why we look at them when we're considering casinos that accept credit card deposits so that you can enjoy all the gameplay you want with it while still being “legal” in your country.
DamSlots – Most Reputable Credit Card Casino in the UK
DamSlots uses a self-exclusion policy and is a casino offering it through an independent system. This allows them to get around the new UK laws, and it is also a casino 2020 sister company.
DamSlots is an international casino that allows players from the UK, US, and more to withdraw and deposit using credit cards, debit cards, eWallets, and crypto-friendly options. The welcome package is made of up to £3000 matching funds. And you get access to over 400 slots making the gameplay incredible.
This is an excellent online casino for use with your mobile device. The HTML5 formatting makes it very easy to use on multiple screens of any size. Virtual gameplay allows you to enjoy all the graphics and latest storylines from more independent developers.
Players Club VIP – High Stakes Limit Gambling Site
Players Club VIP is a non-GameStop online casino, answering the question of which online casino accepts credit cards. It is highly immersive and leans into the “VIP” marketing so that every experience you have makes you feel like you're in the seat of luxury. Everything from the high-end graphics to the smooth and refined gameplay elevates your interaction with any game or casino features.
In addition, Players Club VIP has a user-friendly and modern interface with easy-to-understand navigation you can use any time of day or night. You could tell they spent a lot of time improving how you move around the website so that word-of-mouth marketing would increase. Finally, the Malta Gaming Authority fully licenses it. It allows credit cards, eWallets, some crypto options, and no deposit limits enabling you to fund your accounts with whatever amount you want.
RichyFarmer – Brand New Online Casino
RichyFarmer is a fun online casino to add to our list of the best credit card casinos. It is well outside the new UK legislation. So you can continue your gameplay using a credit card, debit card, prepaid VISA cards, eWallet, crypto, or other payment option. The Curacao government and gaming authority fully license RichyFarmer. It is available to players in most countries around the world. If you want to play from your restricted area, you can always use a VPN if you need to.
They offer various promotions and bonuses, including free spins, crypto, matching, and currency enhancement. If you prefer not to use a credit card, this is one of the better casinos to utilize bitcoin with because the bonuses for that payment method are high. Most importantly, you'll gain access to games from over 100 software developers. You'll always enjoy the absolute variety available on this online casino.
FreshBet – Fast Payout Credit Card Casino
We like FreshBet because it makes you feel like you are inside a nightclub. Everything is new or recently developed, so you get a highly inclusive mobile gaming experience. In addition, this online casino is backed by the government of Curacao. So, the licensing is verifiable and a big part of the reason we added it to our top credit card casinos list.
With over 3,000 video slots, including those newer options from independent developers. You will find a good selection of betting options for your unique casino strategy. They also have live casino gaming selections available 24/7 with an incredibly high security and customer service section of their website, including live chat and decent withdrawal options that are ranked higher on most review websites.
SlotsDreamer – High Deposit Limit Gambling Site
One of the more modern options on our list of casinos accepting credit card deposits is SlotsDreamer. We like this because the custom games available are from the most cutting-edge and latest online gaming innovations available in the industry. Because it is so newly built, there may be some glitches you must overcome as you play. But you should still have a wealth of entertaining slots and tabletop games available.
Plus SlotsDreamer also accepts a growing list of cryptocurrencies if you prefer to use something other than your credit card. The Curacao gaming organization fully licenses them. And no maximum winning rules allow you to utilize any strategy you want within their terms and services.
Mr. Slots Club – Best Option for Slots Hunters
Mr. Slots Club is one of the online casinos that will accept a deposit from credit card casino players. It offers a great playing environment with promotions and bonuses similar to what you would find in most major online casinos. That includes providing games like slots, live casino games, and some tabletop options.
Mr. Slots Club welcomes international players, including those in the UK. And you don't have to wait for any withdrawal limits, including when you are using your credit card. Best of all, they have a 24/7 live chat with auto-translation for anybody that wants to ask a question or find a solution to a problem they may be having. If you do sign up for this, you're going to be looking forward to a $2,500 welcome bonus(25x more from bet365 bonus). There are crypto options available if you prefer to use something other than your credit card.
BetOnline – The Best US Credit Card Casino
Even though BetOnline is currently a US-friendly online casino, it is not part of the GamStop partnership. This means UK players can easily use a wide range of games, including slots, video poker, keno, and progressive jackpots. One of the best things BetOnline offers is an excellent credit card sportsbook betting option. You'll be able to bet on anything related to major international sports like the NBA, NFL, NHL, and famous football leagues.
They have an excellent welcome bonus of 3000 pounds that matches up to 100% of your first three deposits. They're also crypto bonuses available if you prefer to go that route instead of using a credit card. While there is no specific mobile app design for BetOnline, the website layout is clean and easy to use on any screen that you would like.
What Casinos Accept Credit Card Payments?
Most online casinos accept credit and debit cards because they are so easy to use. The convenience factor alone is worth any minor fee structure the casino may experience. The goal of any successful business is to make purchasing as simple and easy as possible for the clientele, including helping players who want to use their casino with credit card options.
The problem comes down to casinos that are either backed or licensed through a UK-based affiliate. Those casinos will have to change their policies due to the new legislation. Those casinos will no longer accept credit cards because the government will outlaw them. Instead, you'll have to use an eWallet or something similar to get around the credit card exemption.
However, if you stick to casinos internationally licensed in places like Malta or Curacao, you get around this problem and enjoy as much playtime as possible. This is a benefit in disguise, as many internationally licensed casinos have incredible offers, bonuses, betting odds, and gameplay.
Benefits of Casinos Offering Credit Card Transactions
Playing in a casino that accepts credit cards as part of the payment system is a massively convenient thing. It allows you to enjoy all the slots, live casino games, and sportsbook options you would want with a quick and easy deposit method. In addition, this offers players benefits like:
The quick and easy verification process
Most online casinos require you to have some document verification. Having the option to use credit card casinos as part of your verification makes it smoother than other competitors.
Expand your gaming opportunities.
A credit card casino UK player receives greater accessibility to other potential online casinos when they use a credit card. The UK has passed a new law to restrict credit card use.
Has some form of licensing
Credit card online casinos will have some form of international licensing to utilize credit card payment. Most major credit card companies will only allow their payment methods to be used in a casino that has received some reputable licensing.
Special promotions and offers for credit card deposits
If you pay by credit card casino UK options with any international online casino, you may be open to bonuses or promotions for that payment method. Again, this is because it's highly convenient for you and the online casino to complete the transaction. They want to encourage that activity on their platform.
Increase security and speed
Using a credit card as your payment method for an online casino is incredibly fast. However, it tends to tack on some extra security methods because the credit card company wants to ensure that you are the person using that card. That means you get enhanced security whenever you transact with that online casino.
The only downside to using a credit card for an online casino is that you may need help requesting a chargeback. It is possible, but it does take a lot longer because there are more complex issues at stake with any offshore online casino due to a lack of specific UK licensing. We have never had a problem with it in our research. But we have seen reviews online of some casinos that make it incredibly hard to do a chargeback.
How Did We Create Our List?
It will become more challenging in the future to find quality online casinos that accept UK-based players because of the new legislation, putting a damper on credit cards casinos available. However, there are some specific things you can look for in a quality online casino that hint that they are an excellent place to use your credit card. Some of those qualities might include the following:
Cash advance deposits
The UKGC does not allow this option, especially when depositing a credit card. Anytime an online casino that is licensed and offers this feature is available. You can expect some decent gameplay.
The easiest way to find a quality online casino license in another country is to see if they are on the GamStop list. Most of the ones that will accept a credit card casino player will have a voluntary self-exclusion system independent of GamStop but still offers the benefits you would expect.
You want to pay close attention to any online casino with specific credit card fees. Most of the time, the casino takes a hit for processing these payments. They wrap that into the prices they offer and the odds on each game. If you need help finding the information on the online casino, check with your credit card company. They should be able to let you know.
Most importantly, this is about speed and convenience. Using any major credit card company with these online casinos allows you much quicker access to your winnings than with a physical check or direct bank deposit. The only exception is a cryptocurrency, but that depends on the type of all casino you're using.
Why Type of Credit Cards are the Most Common?
The three most common answers to what casinos accept credit card payments are Visa, MasterCard, and AMEX. Most casinos accepting these payment methods as deposits will also take them as withdrawals. You want to ensure that you're looking at the fee schedule or any limits. You wouldn't want to lose money over excessive fees after doing so well in the casino!
Outside of those three primary options, you can also find many of these same online casinos will accept BTC, Litecoin, pay by phone, PayPal, or some other form of eWallet, or cryptocurrency. There are also quite a few that will make direct deposits to your bank of choice. But, again, you may have to talk to your bank first. If you are based in the UK, they probably have to follow strict rules.
The best thing is to ensure all transactions are safe and secure. These casinos have to work with the terms and conditions of the various credit card companies they use as payment processors. Those companies are out to make money just as much as the casino is. And so they have strict regulations which ensure your safety while you are operating in that casino.
Are There Any Game Restrictions When Using a Credit Card?
Any casino with a credit card option will not restrict your gameplay. That's because you're using the credit card as a deposit method. Once those funds have been sent from your credit card company to the online casino, which can vary depending on both companies, you can play as much as you want. The same works in reverse. You can usually withdraw your winnings onto that credit card as well.
As you explore the world of online gaming, look for some online casinos that accept credit cards because they offer specific bonuses for using that payment method. That is especially true for the welcome bonus or combining your deposits with cryptocurrency.
Why are Credit Cards Such a Big Deal?
We wrote an article about any casino that accepts credit cards as part of their payment system. As of April 2023, a law now forces UK residents not to use their credit cards for UK-based online gambling. This is because a previous study showed that many people were into massive credit card debt due to online gambling.
While the goal of the law has its heart in the right place, this can hurt people who want to have a good time online or may have a solid gaming strategy that they use for their everyday living. If you are nervous about credit cards and how this law affects your situation, your best bet is to utilize some form of eWallet. Or you can always use a VPN to get around the problem.
We created our list of credit card casino UK options that are part of the non-GamStop system. That means these options have already found a way to get around this new law and allow users from all countries to enjoy their gaming systems, including using a debit or a credit card.
We encourage all our players to read the fine print on any welcome bonus offered by an online casino. Most of them ask you to use a debit or credit card as your initial deposit to receive that welcome bonus. This is because any crypto bonuses are separate from that welcome promotion. We wouldn't want you to miss out on excellent gaming opportunities because of this new legislation.
How to Find Reputable Gambling Sites?
As always, if you're in the market for any casino, especially the ones that are credit card casinos, then you always need to look for some specific things and make sure they are reputable. Those include:
- Any licensing from an international organization that has a good reputation.
- Check out the bonuses available and welcome offers.
- Look at the range of games to ensure they have exactly what you're looking for.
- See if they have quality customer service and high encryption to ensure security.
- Looking for live casino options usually results in a more immersive experience.
- Make sure that online casino gaming is available for whatever screen you use, including mobile applications.
It also helps to use a website like ours. We take the time to look for these options and write an excellent review like this one for your benefit. Our reputation as an insider in the industry grows by providing unique content for you! That is how you know what you are reading is valid.
Credit Card Casinos FAQ
Do all online casinos accept credit cards?
Most online casinos accept a credit card as a deposit and withdrawal method. However, any casino licensed by the UKGC or part of the GamStop system will have to stop allowing credit cards as of April 14, 2023.
What about accepting gift cards?
This is only possible if the gift card is issued from the casino, which is rare for online casinos.
Can I use a debit card?
If a casino accepts a credit card, it is most likely excepting a debit card. So you're more likely to find a bank transfer or an eWallet option.
Is the security good for a credit card online casino?
Absolutely! Anytime an online casino accepts a credit card payment, it has to agree to the terms and conditions of the credit card processor, which tend to include high encryption.
Is it legal to gamble with a credit card in the UK?
As of April 14, 2023, it will no longer be legal in the UK if you use a UK-based online casino company. Any offshore casinos can still operate and get around the ban.
Do I have to worry about fees or limits?
That will depend entirely on the online casino that you use. Even our list of the top credit card casinos does have a few with some limits on what you can deposit and withdraw. So always read the terms and conditions before you start gaming. Then, you can develop the best possible strategy to earn the most winnings.
What do I do if my credit card is declined?
First things first are to contact your credit card provider. You want to ensure that you have paid everything up on time and that there are no outstanding debts. Some providers are very security conscious. They will put a hold on your account if this is the first time you have used an international online casino. That is just their way of making sure that you are who you say you are.
Wrapping it Up
Credit card casinos offer a wealth of variety, convenience, and security to enjoy online gambling. Whether you are an avid slot player or like to check out the latest sports betting options, our list of the top credit card casinos should get you everywhere you want to go.
If you go outside this list, look for critical factors like security, customer service, international licensing, and various games before committing to any betting. Most importantly, have fun and develop a responsible gaming strategy to maximize any bonuses and promotions offered without overspending your credit card.
This article has been enough to get you started with any of these credit card casinos. If you have a suggestion for a list you don't see already on it, leave us a message in the comments below or reach out to our team directly via our contact form. Thank you for reading!